BI Corner Lecture Series 3

BI Corner Lecture Series 3

Lecture Series 3 activities are filled by Mba Latifah Dian Iriani as UMY Economics Faculty. This activity was conducted on October 20, 2017 in BI Corner reading room and attended by some BI Corner visitors. Mba Latifah Dian discussed the first result of his thesis entitled “Influence Analysis of Macroeconomic Variables and Internal Factors on Bad Debt in Sharia Banking (Case Study at Bank Syariah in Indonesia, Period 2011-2015)”.

Based on the results of the research indicates that there is a short-term relationship to inflation and the Jakarta Sharia Index (JII) to influence non-performing financing (NPF). This shows that inflation and Jakarta Sharia Index (JII) have a significant negative effect on non-performing financing (NPF). Meanwhile, there is no short-term relationship between inflation, exchange rate and total financing to affect non-performing financing (NPF). Moreover, there is a long-term relationship of inflation, exchange rate, Jakarta Sharia Index (JII), money supply (M2) and total financing to influence non-performing financing (NPF). This shows that inflation and total financing have a positive and significant impact on non-performing financing. Meanwhile, exchange rate, Jakarta Sharia Index (JII) and money supply (M2) were negatively significant to non-performing financing (NPF).

Based on responsive impulsiveness shows that non-performing financing (NPF) provides a positive response to inflation and exchange rate shocks. Meanwhile, non performing financing (NPF) gave a negative response to the shock of Jakarta Islamic Index (JII), financing and money supply (M2).

For downloadable material here:

181209~The effect of macroeconomic variables on NPF of.